Insurance in Jacksonville, FL —
With Trusted Insurance Advice

Proud to support Jacksonville residents with reliable insurance for everything from coastal homes to busy family life in Duval County.

Coverage Built
for Jacksonville’s Real Needs

Jacksonville isn’t just another Florida city—it’s a unique blend of coastal homes, historic neighborhoods, and fast-growing suburbs. From bustling Southside and Riverside to the beaches and Orange Park, every corner of Jax has its own insurance challenges—like hurricane risk, older home construction, and busy highways. These local factors make the right coverage essential, whether you’re protecting your house near the St. Johns River or insuring a multi-car family. Proper Insurance Advisors understands Jacksonville’s mix of urban and coastal living and helps residents secure policies that actually fit their needs.

Trusted by
Jacksonville Families and Businesses

Courtney Ashburn was very helpful in giving enough information to make a knowledgeable decision regarding coverage and pricing. I was very pleased with his assistance in this matter.
Courtney's availability, knowledge of the insurance industry, and attention to detail are why I send my buyers to him. Look forward to continuing to do business together in the future. Thank you.
My husband and I have received excellent service from Amy with Proper Insurance Advisors. She has been patient and thorough in searching for the best rates and coverage to meet our needs and is responsive when we have left messages. I highly recommend the company/agent.
Excellent experience and top notch communications throughout the process. Courtney and his team were able to find the insurance I needed when others couldn't. He walked me through the process from start to finish and was always available for a call or questions. 100% recommend Proper Insurance!
Courtney and Amy are ROCKSTARS and do insurance the Proper way! Highly recommend! Saved me $100 a month on my auto policy!
Excellent professional service.
The team at Proper Insurance Advisors has been incredible to work with. They took the time to explain all of my options, answered every question I had, and made the entire process smooth and stress-free. Their professionalism, responsiveness, and attention to detail really set them apart. Highly recommend them to anyone looking for reliable and knowledgeable insurance guidance!
Amazing company to work with! They will help you with all of your insurance needs with care and quality. Customer service is clearly a top priority for Proper insurance advisors, and it shows in every interaction you have with them.
I had occasion to speak to Courtney Ashburn on the recommendation of a dear friend, and glad I did. He wouldn't write a policy to write a policy. He spent a lot of time with me to see that we received equivalent vehicle coverage at a considerable savings. And, when we needed to make a change to the policy to add a vehicle coming from out of state and delete a vehicle that was going out of state, he was right on it so everything went very smoothly. Homeowners is up next and that is going to Courtney for sure. Thank you Courtney!
Very impressed with Courtney Ashburn's professionalism and knowledge to help me secure an Insurance Policy for My Rental Property with Better Coverage and a Lower Premium. I Highly Recommend Proper Insurance Advisors!
Courtney Ashburn did a fantastic job. Listened to understand my needs, discussed my options, and developed a package that saved me money.
Awesome team to work with! Highly recommend!
Great team to work with and very professional!
Courtney was very informative and responsive! Every question I had he quickly responded with an answer! The whole team has been incredibly helpful in helping meet our needs!
Courtney has been extremely attentive, professional, and helpful in walking us through getting coverage on two homes!
Wow. Courtney is amazing. He went over our insurance policy (home and car) explaining deductibles, what we needed and how claims worked. He offers a personal friendly knowledgeable touch. Do not wait call him he actually answers the phone.

Complete Insurance Solutions for Pensacola Residents

As an independent agency, we offer:

A small house with a heart on top.

Homeowners Insurance

Protect your house from hurricanes, storm damage, and everyday risks—whether you’re near the water or further inland. Our team helps Jacksonville homeowners find coverage that meets lender requirements and provides peace of mind during Florida’s storm season.

Cartoon car driving on a road.

Auto Insurance

Black key icon.

Renters Insurance

Whether you’re in an apartment downtown or renting near UNF, we make it easy and affordable to protect your belongings and liability—often required by local landlords.

A hand-drawn icon of a building.

Condo Insurance

Live at the beaches or in a high-rise? We tailor condo policies to fill the gaps left by your HOA’s master policy, covering your unit’s interior, your possessions, and liability.

A store with a striped awning and a door.

Business Insurance

From small offices to restaurants and contractors, we build business insurance plans that include property, liability, and workers’ comp for Jacksonville companies.

Why Jacksonville Residents Rely on Proper Insurance Advisors

Black curved line on white background.

Local Claims Knowledge

We know Jacksonville’s risks—like the history of flooding near San Marco and the importance of wind coverage at the Beaches. Our advice is based on real local experience, not just policy brochures.

Black curved shape against a white background.

Independent, Multi-Carrier Access

You’re never limited to one company’s rates. We compare national and regional insurers—including options for tougher markets or high-value homes.

Black curved arc against a white background.

Personal Service, Even Remotely

Our Tallahassee-based team serves Jacksonville by phone, email, and online tools—delivering fast, personal service as if we were right next door.

Black, curved shape on a white background.

Help for Newcomers

Moving to Jacksonville? We walk you through Florida’s unique requirements, help with DMV forms, and make sure you’re set up for success on day one.

Need Insurance in Jacksonville?
We’re Ready to Help

Whether you’re buying your first home in Ortega, renting in Riverside, or moving your business to the Southside, we make getting covered easy and stress-free. Our team is available by phone and email, with extended hours to serve busy Jacksonville families and businesses.

A white background with a speech bubble and a question mark.

Common Questions From Jacksonville Residents

  • Can you help if my home is close to the beach or a flood zone?

    Yes! We routinely insure coastal properties and can arrange flood coverage—even when other companies have pulled out of the area.

  • I’m moving from out-of-state. How quickly can I get my new policies set up?

    We can often issue coverage the same day, guide you through Florida’s requirements, and even help coordinate with your closing or lease.

  • Do you handle insurance for local businesses and rental properties?

    Absolutely. We work with business owners, landlords, and property managers throughout Jacksonville and surrounding Duval County.

  • Are your services only remote, or do you have a local office?

    Our main office is in Tallahassee, but we serve Jacksonville entirely by phone, email, and online tools—with the same speed and personal touch you’d expect from a local agent.